Chase Freedom Unlimited credit card – Link

Chase is currently offering an increased bonus offer on the Chase Freedom Unlimited credit card.

With this increased offer, you’ll earn 20,000 bonus points, after spending just $500, within the first 3 months! (The offer says $200, but in reality you’ll get 20,000 points which can potentially be worth more)

Plus, you’ll also earn 5 points per dollar on up to $12,000 of grocery spending in your first year! This means you can earn an additional 60,000 points on your grocery spending!

You’ll also earn 5 points per dollar on Lyft spending through 3/31/22.

All other purchases, will earn you a nice unlimited 1.5% back on every purchase, everywhere!
The 1.5% cash back is actually earned in the form of Chase Ultimate Reward points. This means that besides for being able to cash out the points for a simple cash back check in the mail, if you have the Chase Sapphire or Chase Ink cards, these points can be transferred over to those accounts where they are then transferable over to select airline and hotel loyalty programs, whereby potentially increasing their point value.  If you or your spouse do not have a Sapphire or Ink account and you’d like to transfer your points out to loyalty programs, you can always upgrade your account to a Sapphire make the transfer and then downgrade back to a Freedom Unlimited.

There is no annual fee with this card.

• Unlimited 1.5% cash back on every purchase — it’s automatic
• Earn a 20,000 point bonus after you spend $500 on purchases in your first 3 months from account opening
• 0% Intro APR for 15 months on purchases and balance transfers.
• Redeem for cash — any amount, anytime
• Cash Back rewards do not expire as long as your account is open
• No annual fee