Room Essentials All Season Comforter – Link
Target has this currently on sale for just $11.99 w/ free shipping!
“Add some warmth and a modern look to your room with the All-Season Comforter Insert from Room Essentials™. Made of soft, comfy fabric, this all-season comforter is designed to keep you warm year-round while blending in easily with your bedroom decor. Use it as a stand-alone comforter or place it inside your favorite duvet cover — as needed, you can toss it in the washing machine to keep it good as new.”