Chase is currently offering 2 nice offers on no-annual-fee business credit cards. Both the Chase Ink Business Cash or Chase Ink Business Unlimited cards both currently have 75,000 bonus points offers.

If you have though a Chase business relationship manager, it is possible you can earn as much as 200,000 bonus points on the Chase Ink Unlimited card.

The regular public offer on the Chase Ink Business Unlimited Card is as follows:

• You will earn 75,000 bonus points after you spend $7,500 within the first 3 months of account opening
• Unlimited 1.5% Cash Back on every single purchase!
• No Annual Fee
• 0% introductory APR for 12 months on purchases

In addition to what you earn with the public offer, with the Chase business relationship manager offer, you will receive an additional 125,000 bonus points after you spend $50,000 on purchases within the first 6 months of account opening, for a total of 200,000 bonus points!

If you have a Chase business relationship manager and are able to meet the $50,000 spending requirement, it may be worth it to reach out to your manager, and see if you can apply for this amazing 200,000 point offer.

If you do not have a Chase business relationship manager or are unable to meet the $50,000 spend requirement, you can always just go for current public offer of 75,000 bonus points. 75,000 bonus points is the highest ever public offer for these cards. In the past, these cards public offers were 30,000-50,000 bonus points.

— If you are contemplating applying for the public offer remember that you DO NOT NEED to be incorporated or have a business in the traditional sense to apply for a business credit card.
If for instance you sell on ebay, Amazon, or even if you have any other side business (and you want to keep your expenses separate), you are eligible to apply for a business credit card.  When filling out the business credit card application, choose “Sole Proprietor” as the type of business and fill in your name as your business name. For the Tax I.D. you will write your Social Security Number.
You do not need to have any revenue yet from your business to be eligible for a business credit card.

Additionally, another great benefit of having a business credit card, is that your credit card balance is not reported on your personal credit report. That’s a nice perk, being that a whopping 30% of your credit report is made up of your credit utilization.

Bear in mind that these are Chase cards, so there is the 5/24 restriction on these card. Meaning, if you got 5 new credit cards, from any issuer, within the past 24 months, Chase will not approve you for this card.
Even though business credit cards, including these, do not get added to the count of recently opened credit cards for the 5/24 restriction, Chase will still not approve you for these cards if you have gotten 5 new consumer credit cards within the past 24 months.

If you are unsure as to how many cards, you’ve gotten within the past 24 months, you can check your credit report for free at annualcreditreport.com to check how many accounts are showing as being open in the past 24 months.
This restriction is only for credit cards where you are the Primary card holder. If you are only an authorized user, or you’ve gotten a store credit card, Chase will initially count those in the 5/24, but you can call Chase and have those removed, and get manually approved for this card.