Amex Serve has a limited time offer now, where you can get $50 for FREE when you make a direct deposit by October 31st. Additionally, you can even use your Serve account for the American Express Small Business Saturday promo as one of your credit cards, for an additional FREE $10! There is no fee to have an Amex Serve account and there is no credit pull.

Trying to figure out how to make a direct deposit? Amazon Payments should work just fine.

Amex Serve can also help with reaching credit card minimum spend thresholds. Amex Serve could be loaded via credit card, debit cards, gift cards and Vanila Reolads or MoneyPak’s!  Once loaded, the money could be transferred to a friend, transferred to a bank account, withdrawn from an ATM, or spent via the Serve prepaid card.

Upload limits:

• You can upload $200 per day and $1000 per month from a credit card
• You can upload $200 per day and $1000 per month from a debit card. (People have reported success in using gift cards instead of debit cards!
• With MoneyPak or Vanilla Reload, you can upload up to $1,000 per day. Moneypak’s can be purchased  at CVS, Walmart, Kmart, Office Depot, Walgreens, 7-Eleven, Rite-Aid etc; Many locations will allow you to purchase these MoneyPak’s or Vanilla reloads with a credit card!

Also, if you do not have any credit, a nice perk to having Amex Serve is if you use it enough you might get invited to sign up for a normal AMEX card which you can then use to start building up your credit.